The dogs jumped out of the truck bed and raced off into the trees with Rielle’s three mutts.
Rielle met him at the front door and held open the screen. “Hey, stranger.”
“Mornin’, Rielle. Something smells good.”
“There’s fresh coffee and warm muffins inside.”
She was in a good mood, which boded well for him. “I didn’t stop over here expecting to be fed, but I ain’t gonna say no now that you offered.” He followed her into the kitchen.
“I don’t imagine you stopped over to talk to me anyway.” She pointed to the mugs. “Help yourself.”
“Is Gavin up?”
“He hopped into the shower as you pulled in.”
Ben sat at the counter, poured himself a cup of coffee and set two blueberry muffins on a plate. “I did want to talk to you about something.”
“Sounds serious.”
“It is. I wanted to bring it up in private.”
“Now you’re really scaring me.”
Ben looked Rielle in the eyes. “I won’t beat around the bush. How much financial trouble are you in?”
Rielle’s cheeks turned bright red and her hands squeezed her coffee mug. “I told you I’d pay you for the furniture. Are you here to repossess it?”
“God no. That’s pretty inconsequential, considering everything else you owe on, doncha think?”
She nodded.
“So tell me, Ree, how bad is it?”
“Bad,” she whispered.
The bitter taste in his mouth wasn’t from too strong coffee.
“Can I ask how you found out?” Rielle asked.
“Besides that I took you to the bank and know they turned you down for a loan?”
Her lips formed a sneer. “So is everyone in town aware of my financial predicament? Is everyone whispering that the hippie chick doesn’t have a clue how to manage money?”
“No. And if I ever heard anyone say shit like that about you, I’d bust them in the mouth.”
“I know you would. You’re a good friend, Ben. One of the few friends I have in this town, despite the fact I’ve lived here my whole life.” Rielle knocked back her coffee like it was whiskey. “So how did you find out?”
No reason to sugarcoat it. “Rory.”
Her eyes turned to chips of ice and she slammed her cup down. “My daughter called you?”
“No. Evidently she talked to Dalton when he was in Laramie, and Dalton came to me. He’s worried about her.”
Stunned silence.
Rielle made a wounded sound. “She can’t… It’s why I…” She covered her mouth and tears pooled in her hard eyes.
Christ. He hadn’t meant to make her cry. Ben went to her and pulled her into his arms. “Hey. Rory is a terrific kid, Ree. You’ve done a great job raising her into a thoughtful, responsible adult. This f**ked up situation hurts both of you, but we’ll get something figured out, okay?”
It took a minute or so, but Rielle said, “Okay.”
“Good. ’Cause I’m too f**kin’ old to have new neighbors move in here.”
She laughed. And sobbed. And hugged him tighter. “Thanks.” She stepped back and wiped her cheeks. “I assume you wouldn’t have brought this up if you didn’t have a plan?”
He peeled the wrapper off the bottom of his muffin. “I’ve got a plan. But I’ll be honest. I don’t think you’re gonna like it much. You’re in arrears to the bank…eleven months on your loan?”
“Ten,” she corrected. “I’ve got about thirty days left before I default.”
“How much do you have to pay to get caught up in the next thirty days to keep them from foreclosing?”
“I have to pay the first six months and all the penalties. Then I have sixty days to pay the remainder to bring the account current.”
“How much we talkin’?”
Rielle closed her eyes and took a deep breath. “One hundred and twelve thousand dollars.”
Shit. That was way more than he’d anticipated. He didn’t have that kind of money. Could Dalton and Tell come up with that much cash? Plus more to put a down payment on the land once they’d kept her foreclosure at bay?
“So please tell me more about this plan of yours, because right now, I’d sign a deal with the devil rather than lose everything.”
He looked at her. “The McKays have been called agents of Satan and devil’s spawn before, by your own father, if I remember right.”
“Sounds like him, since he constantly referred to me as the Whore of Babylon.”
It really surprised Ben that Rielle’s father and Casper hadn’t gotten along better, they were both cut from the same mean cloth. “Here’s the deal. Me, Dalton and Tell would give you the funds to catch up to make the back payment. That’ll give you a little time to decide if you want to sell us the whole parcel of land, or just part of it.”
“You want the creek front section, don’t you?”
“Yes. It’d be great grazing land and it’s the section that’s closest to the rest of our land. Look, if you wanted to subdivide it, we’d be open to that, because we don’t wanna chase you off. But we also figured you’d rather sell the land to us and end up with money in the bank, rather than the bank owning all of it and you ending up with nothin’.”
“You have the money right now?” she asked skeptically.
He tried to gauge the best response to her mood. If he told her getting that much cash wasn’t an issue, would she be resentful? Probably. He told a half-truth. “Not all of it, but I know where I can get it.” Jesus. He hoped he could figure out some financial wheeling and dealing —and soon.
“I…I don’t know. It sounds like a great solution, but I need some time to wrap my head around it.”
“Don’t take too long.” Isn’t that what Tell and Dalton had warned too?
“I won’t.”
“And promise me you won’t do anything until you’ve talked to me first.”
Rielle nodded.
The swinging door from the back set of stairs swung open. “I should’ve eaten before I showered because the—” Gavin stopped and looked from Ben to Rielle. “I’m sorry. Am I interrupting something?”
“No. I actually came by to talk to you since we didn’t get a chance yesterday. Rielle insisted I eat while I waited, and well, I’ll never say no to good cookin’.”